What Are Asset-Based Stablecoins?

Introduction

Most people think of stablecoins as tokens tied to the U.S. dollar — like USDT or USDC. But there’s another powerful category: asset-based stablecoins, which are backed by physical, real-world assets such as gold, silver, oil, or even real estate.

These coins give investors the price stability of commodities and the speed and flexibility of blockchain — making them attractive in times of inflation, financial instability, or when investors want to diversify beyond fiat-backed stablecoins.