Microsoft Announces Surface Financing Program

Microsoft has today announced the new Surface Plus and Surface Plus for Business Programs which offer flexible financing options to let customers and businesses purchase Surface devices in easy installments. The program is exclusively available for U.S. customers at Microsoft Stores and at website.
The Surface Plus program is designed fo individuals, especially students, to get unlock the options of buying any Surface device hassle-free. According to the official announcement
"Surface Plus benefits include:
  • Low monthly payments: Customers can purchase a Surface device with an easy, 24-month payment plan at 0% APR.
  • Device upgrades: Customers can upgrade to the latest Surface after just 18 months.
  • Dedicated Service & Support: Surface Plus offers best in class service and support from Microsoft Stores. Customers also have the option to add the Microsoft Complete extended service plan.
  • Microsoft Store benefits: All customers who shop at Microsoft Store enjoy access to benefits like a 30-day hassle free return policy, a Surface training and health check as well as a year of free in-store support and technical assistance."
However, the plan comes with some terms and conditions defined by the company as -

“Promotional 0% APR available to qualified customers and subject to credit approval by Klarna. 19.99% APR after 24 months.. Financing issued by WebBank, member FDIC, and serviced by Klarna. Subject to Surface Plus Terms and Klarna Credit Terms

Upgrade subject to device availability and eligibility requirements, including an account with Klarna, Inc. in good standing, the return of the functional device to Microsoft in good condition, and new 24-month payment plan and credit agreement with Klarna.”
On the other hand, the Suface Plus for Business program is exclusively for businesses that are enrolled in Surface Membership Program. About this program, Microsoft writes,
"(Enrolled businesses) will now enjoy the same enterprise-grade services and support under the Surface Plus for Business plan. Surface Plus for Business will offer new and existing customers:
  • Multiple Surface models: Customers can add as many devices as they want into a single agreement and can have a mix of models across the Surface portfolio.
  • The latest devices: Previously unavailable, customers can now finance a 55” Surface Hub in addition to the new Surface Pro, Surface Laptop, Surface Book, and Surface Studio to unlock the power of the group in their businesses.
  • Office 365 for Business: For an additional $8.25 per user per month, businesses can enjoy the ultimate productivity experience on Surface.
  • Flexible Terms3. Businesses can choose flexible 18, 24 or 30 month periods, with the ability to upgrade devices after just 12 months on the 18-month term (or after 18 months on the 24-month term). Businesses can also expand or reduce their device fleet mid-term.
  • Device Protection: Surface Plus for Business offers peace of mind with the Microsoft Complete for Business extended service plan with accidental damage protection.”
Microsoft launched the Surface Membership program a few years ago for helping the smmal scale enterprises to upgrade their computer hardware without large upfront obligation. The new Surface Plus for Business program can be considered as an expansion to that.
Well, all these efforts indicate that the company is now really willing to help the world get more creative and productive with the use of the latest technology, which, undoubtedly, needs support of high-end hardware, that company is financing for.
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